We believe it’s beneficial to consider a select few Index Universal Life (IUL) providers based on fiduciary research as long term savings solution alternative for tax – deferred 401(k), IRA or other tax - deferred savings plans.  Why? Because they provide the following:

  • 100% Principal Protection – savings do not decline in stock market crash or when interest rates change
  • Cash Value Grows Tax Free – interest earned in IUL is not taxed until withdrawn
  • Positive Gains - market linked index gains are locked in every year
  • Cash Value can be accessed Income Tax Free – protection against IRS tax increases
  • Tax Free Death Benefit – protection against IRS tax increases
  • Government Free – 100% control of your money – not the IRS

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